Inheritance Tax

Pensions set to fall within IHT net from 2027

Unspent pensions will face Inheritance Tax from 2027, with average bills rising by £34,000. The risk of double taxation makes planning vital. Reviewing your estate now ensures wealth is protected and passed on as intended.

Mortgages

Mortgage Guarantee Scheme made permanent

The Mortgage Guarantee Scheme aims to sustain availability of high LTV mortgages by incentivising lenders with government-backed guarantees. First-time buyers and home-movers across the UK can benefit, but professional advice is essential to help you choose the right deal.

Economy

Economic Review November 2025

In our Economic Review of November – the OBR sets out UK growth prospects, the Bank of England maintains interest rates at their current level following a tight vote and the labour market continues to weaken.

Economy

News in Review

This week’s News in Review highlights some of the main announcements from Chancellor Rachel Reeves’ second Budget and weakening retail sentiment

Mortgages

Housing sales set to stay high after a robust year end

UK housing sales soared in 2024, driven by easing mortgage rates and strong first-time buyer activity. Modest price growth varied regionally. Stamp Duty relief expiring in March 2025 may spur early transactions before slowing later in the year

Budget

Autumn Budget 2025

The Chancellor’s Budget boosts fiscal headroom, maintains tax pledges and forecasts stronger growth with falling inflation

Home and Property

Residential Property Market Review - November 2025

UK housing data forecasts point to gradual growth, improving affordability and rising transactions

Home and Property

First-time buyers get a move on

First-time buyers are less sentimental about their first homes than previous generations according to a recent survey. 25% plan to leave their first home after just 4.5 years, often due to lack of space or affordability. Smaller homes and unfamiliar locations are the new norm.

Home and Property

Commercial Property Market Review

Retail investment strengthens as demand rises, supply tightens and deals highlight confidence across commercial sectors

General Financial

Consolidate to solve the pension patchwork puzzle

Do you know where all your pensions are? Across the UK, an estimated 3.3 million unclaimed pension pots worth £31.1bn are sitting unmanaged.

Home and Property

Buying later, borrowing longer – finding the right fit

People are buying their first homes later and choosing longer mortgages to make repayments more manageable. Therefore, about 547,000 of those who stepped onto the property ladder in 2024 will still be paying off their mortgage in their 60s.

Home and Property

Navigating global shifts – investing through change

The investing landscape is rapidly evolving due to geopolitical uncertainty, inflation, AI and a changing labour market. The IMF forecasts 3% global growth, but risks remain.

Insights